62% are struggling to secure a large enough mortgage with the issue most severe in London.
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The team will focus on the development of products, pricing, and the launch of new propositions.
The change will increase the volume of lending that can be provided to borrowers.
Clare will succeed Ben Broadbent, who has served since 2014.
However, transactions saw the first month-on-month increase since August 2023.
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Despite the uptick in approvals, the annual growth rate for net mortgage lending was negative for the first time.
The lender has also released new F1 standard buy-to-let products.
Rob joined the team at HTB as a lending director in September 2022.
Customers can access higher LTVs and lower borrowing costs, bridging the divide between equity release and mainstream mortgages.
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