By investing homebuilder incentive budgets into the mortgage upfront, typically up to 5% of the property purchase price, initial repayments will be reduced for buyers.

The Society will accept first-time landlords, including expats.

Strong lending volumes were instead driven by the remortgage market.

Sam previously spent almost 12 years as a buy-to-let mortgage underwriter at Paragon Banking Group.

"Radical reforms" are needed to ensure homes are more affordable, more available and more appropriate for those living in them, the BSA says.

Two-year fixed rates have launched from 5.20%.

The OPDA aims to make transactions quicker, more transparent, and easier for buyers and sellers.

Home movers were the hardest hit, with loan numbers falling by 26%.

Steve Humphries, proposition director for mortgages at Mortgage Advice Bureau, discusses the range of later life lending options available, and why equity release may not be the most...

Advisers consulted others within the cherry community on the site for their thoughts and advice on both of these issues.