Nathan Thorne will cover the South of England and South Wales.

The new appointments follow the recent promotions of a risk director and head of underwriting.

The lender raised the limit to 75 only last summer.

Overall, 2023 was the third consecutive year of declining gross lending.

The Financial Reporter Awards is all about celebrating the winning values in our industry, whether that's a particular policy, innovation or great customer service.

Samantha Windle will cover the North of England.

Rates now start from 4.89%.

The lender has added free valuations to its retention range as part of the changes.

Mortgage searches have fallen from the record highs seen in January and February.

The largest increases are across the lender's buy-to-let switcher products.