The South West, London and Scotland are now the only regions where owning a first home is cheaper than renting.
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29% said their main aim when remortgaging was to lower their monthly payments, the most popular response.
RIO, interest-only and lifetime mortgage product rates have all reduced.
Cashback applies where a residential mortgage is being taken through a broker.
Five-year purchase products and two-year remortgage products will benefit from the reductions.
Rates start from 5.35% with 2.5% and £1,999 fee options offered up to 75% LTV.
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The new products are available for standard buy-to-let AST rental agreements, short-term lets and holiday lets.
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