Lichelle has held previous business development related roles at NatWest, Barclays and RBS.

By comparison, only 28% of those planning to retire later have a clear plan.

85% and 90% LTV loans now have maximum loan sizes over £1m.

House prices continue to stabilise with twelve-month projections signalling a return to growth.

Mark will work across both the network and the DA club.

Nathan Thorne will cover the South of England and South Wales.

The new appointments follow the recent promotions of a risk director and head of underwriting.

The lender raised the limit to 75 only last summer.

Overall, 2023 was the third consecutive year of declining gross lending.

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