Rory Joseph and Sebastian Murphy, directors at JLM Mortgage Services, discuss the benefits that advisers can gain from being part of a smaller network.

NatWest will also utilise the PEXA platform to speed up the handling of sale and purchase transactions.

Brad has experience in both internal sales and underwriting.

Advisers can calculate IHT liabilities based on future estate value and gifting plans.

One is available for expat borrowers and one for standard use, with rates now starting from 6.89%.

Rachel will oversee the customer operations, tech, change and delivery teams.

The ‘closed book’ phase of the Duty comes into force at the end of July.

A cap of 1% or £1,500, whichever is higher, will apply from the 1st of June.

There are speculations that changes to stamp duty could be announced as part of the Autumn Statement.

A new partnership will allow mortgage applicants with limited or no UK credit history to permit access to their credit history from overseas.