The bank has also withdrawn buy-to-let tracker products and increased its maximum residential loan size.

The range is designed for remortgaging customers who want to consolidate over £10,000 of unsecured debts.

Rates have reduced on all two and five-year fixed rates, now starting from 4.37%.

The maximum age limit for later life mortgages is now set at 90.

Rates up to 80% LTV are seeing the largest reductions.

The range requires no minimum income, UK residency or duration remaining on the current visa.

Product choice continues to improve, particularly in the high-LTV tiers, despite rising rates.

Ahmed Bawa, CEO at Rosemount Financial Solutions, explores how the mortgage market is adapting to the changing needs of the homebuyer and why brokers are worth their weight in gold in...

Robert has held previous roles at Enterprise Finance, The Loan Partnership and Loans Engine.

Landbay has also reduced rates by 0.10% across the majority of its product range.