Joanne will be responsible for developing relationships with key account businesses, covering the north of the UK.

HMRC said that retirees "may need to wait until the regulations are in place before taking or transferring certain benefits".

The North East and North West are the only regions in which arrears growth rate increased.

Remortgage, professional and offset products are among the latest rate increases.

The lender has launched higher LTVs and increased loan amounts across the range.

The lender is introducing a policy that outlines the maximum brokers can charge for providing its products.

Residential and buy-to-let rates are increasing by up to 26bps.

The network's advisers will now have access to Air Academy and the Sourcing platform.

Rory Joseph and Sebastian Murphy, directors at JLM Mortgage Services, discuss the benefits that advisers can gain from being part of a smaller network.

NatWest will also utilise the PEXA platform to speed up the handling of sale and purchase transactions.