Rob Clifford, chief executive of Stonebridge, explains why advisory firms should prepare themselves and their customers for a return of rate volatility in the months ahead.

The three lenders have announced rate increases across their residential and buy-to-let product ranges.

The specialist lender brings back a broader range of products to market, designed for 'underserved' borrowers.

The Emerald lifetime mortgage range now offers reduced rates, LTVs up to 47%, and a maximum age of 90.

There are now no legals required on pound-for-pound transfers.

Simon Nichola has also returned to the Brightstar Group as senior associate at Sirius Finance.

The FCA has proposed identifying firms at the outset of an investigation.

The range is aimed at those unable to save a large deposit.

Liz Yates, head of compliance at Just Mortgages, explains why a brush with fraud shouldn’t be the end for a broker, but a warning shot to seek support and improve standards.

Nearly one in three (29%) over 55s who have retired are not experiencing the retirement they dreamed of.