Average mortgage rates are predicted to fall to around 4% by the end of next year, driven by four Base Rate cuts in 2025.

House price growth strengthens, although sales volumes dampen.

The regulator says millions of people could get more support with their pensions under new proposals.

Rates have reduced by up to 0.30%.

Most brokers are still finding opportunities in the buy-to-let mortgage space.

The Bank has also reintroduced 60% LTV green remortgage rates and new 60% and 75% LTV two-year fixes.

Paul Adams, sales director at Pepper Money, says the current cost-of-living crisis paints a challenging picture — but also highlights a significant opportunity to provide support...

Rates now start from 3.64%.

The lender's interest-only fixed rates start from 5.25%.

Rates have reduced by up to 0.10%.