Residential, later life, first-time buyer and expat buy-to-let products have all benefitted from rate reductions.
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The month-on-month difference in housing costs was marginal, indicating consumers may not be feeling worse off in the short term.
Changes include a new affordability calculator, simplified portfolio landlord assessment and dynamic product stress rate.
The lender has increased the first death stress on its 50+ product and will now accept annexes across its mortgage range.
Mike’s career spanned 35 years with Lloyds Banking Group.
The lender has removed the differentiation between portfolio and non-portfolio landlords.
Paul Glynn, CEO of Air, takes a look at ongoing innovation in the later life market and why the later life lending needs of advisers' existing and future client base are only going to...
Weekly pension income has only increased by 1% p.a. in real terms over the last decade, while house prices have jumped by two-thirds.
The lowest shelf-life average on Moneyfacts records was 12 days in July 2023.
The Society has launched three new 95% LTV deals and cut existing residential rates by up to 29bps.
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