While the UK housing market is now the same size as it was pre-pandemic, its make-up looks different.

When interest rates were at lower levels, most buyers with a 10% or 5% deposit found mortgage payments comparable to, or less than, their current rent.

The majority of products have reduced by 10bps.

Interest-only products have seen the largest reductions.

Buyer demand has remained stable and is now 5% higher than last year.

Selina allows loans of up to £100,000 to be funded prior to written consent for the loan being provided by the first charge mortgage lender.

We spoke to Josh Skelding, commercial director at Fignum, about how technology is assisting in providing loans to complex credit customers, how tech can help advisers meet Consumer...

Rates now start from 2.87%.

Victims lose £47,000 on average, but for some it’s more than £250,000.

Newbury's RIO plans are now available for all Advise Wise members.