Application and valuation fees are now paid upfront as part of the changes.

The products will provide more choice for brokers’ landlord customers, Zephyr says.

75% of financial advisers say serving small clients is becoming a significant challenge.

Darren has been a key account manager for the North for the past year.

Remortgage, purchase, buy-to-let and product transfer rates have seen reductions.

Club members gain access to semi-exclusive preferential rates, criteria and features.

Brokers can now see whether or not the applicant’s face or document have been seen before, and if so - when, by which other organisations.

Rates now start at 3.89%.

Anna Lewis, commercial director at Castle Trust Bank, explores the specific property demands and tenant profiles of different regional markets in the UK.

Constantinos Savvides, head of underwriting at London Credit, says substantial public support for increased housebuilding and specific green infrastructure projects presents...