All rates and fee options across UTB’s standard, specialist and non-standard plans have reduced.

The lender has reduced rates for both short-term and holiday let landlord borrowers.

Standard and limited company rates have reduced by up to 0.30%.

The digital mortgage lender is now a wholly owned subsidiary of ColCap.

Rates have reduced by up to 0.45%.

The lender has announced new pricing of residential mortgages in 5% LTV bands.

The reductions mean the lender will be reintroducing 4% rates at select LTVs.

The firms bought properties and rented them back to the sellers without FCA authorisation.

Rob Stanton, sales and distribution director at Landbay, explains why the buy-to-let market needs to pay close attention to smaller, more amateur landlords.

YBS Commercial launched its new owner-occupied SME offering in May.