Average UK house prices grew by £8,000 in the 12 months to June.
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The rate reductions cover HMO, holiday let, remortgage, large loan, first-time landlord, and short-term let products.
John Smith has more than 20 years of industry experience, with previous roles at specialist lenders Bluestone and Masthaven Bank.
The OPDA is striving towards a fully digital home buying market.
The bank has increased maximum LTIs for employed applicants earning over £75,000 and the maximum LTV on flats and new builds.
The prime property lender has appointed an assistant relationship manager and client relationship manager.
Rates have reduced by a further 0.10% across the range.
Industry experts predict there could still be at least one more rate cut this year.
The five-year fixed rate at 60% LTV is available to new and existing customers who are looking to move home.
The app will offer case, product and criteria updates covering residential, bridging and buy-to-let.
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