First-time buyer activity in the six cities is up 73% year-on-year.

Alaster and Kim join the commercial lender's North team.

Kay has held previous roles at Key Group, Lloyds Banking Group, Prudential, and Towergate.

The data can be used to facilitate automated mortgage decisioning, more precise valuation decisions and back book analysis.

The range now provides up to 75% LTV with rates from 0.85%.

Pepper has replaced the application form and I&E form with a new application summary and application declaration.

Buy-to-let rates will see the largest reductions.

Residential purchase and remortgage products at 60% and 85% LTV are being reduced.

Residential remortgage rates will benefit from the largest reductions.

The Society has reduced rates by up to 0.30% and expanded the range.