HSBC has announced further rate cuts across its residential mortgage range, introducing more sub-4% rates.
The lowest rate now on offer is a five-year fixed rate at 3.81%, available at 60% LTV with a £1,499 fee.
The lowest two-year fixed rate on offer with HSBC is now 4.19% at 60% LTV.
The lender has announced widespread cuts across its residential mortgage ranges, including for existing customers switching or borrowing more, first-time buyer, home movers, and remortgage.
It has also reduced rates across its buy-to-let purchase, remortgage, and existing customer ranges.
The previous lowest mortgage rate on the market was a 3.83% five-year fix from Barclays, launched two weeks ago.
Virgin Money is also offering sub-4% five-year fixed rates up to 75% LTV for both residential and buy-to-let mortgages.