Halifax has announced a series of rate reductions across its first-time buyer and remortgage ranges.
In its first-time buyer range, rates have reduced by up to 0.21%, with the lender introducing a sub-4% two-year fixed rate.
Available up to 60% LTV, the two-year fix has a rate of 3.94% and comes with a £999 product fee.
Other two-year fixes in the range have been reduced by up to 0.19%.
Selected three-year fixed rates at 80%, 85% and 90% LTV have reduced, now starting from 4.46%, 4.49% and 4.84% respectively with a £999 fee.
In Halifax's five-year fixed rate range for first-time buyers, the lowest rate at 60% LTV is now 4.10%.
The largest reductions in the five-year range are to 80% LTV products, down by 0.21% to 4.27% with a £999 fee and 4.38% fee-free.
