Halifax cuts residential rates by up to 0.22%

Home mover, first-time buyer, remortgage and product transfer rates have seen reductions.

Related topics:  Mortgages
Rozi Jones | Editor, Financial Reporter
19th July 2024
Halifax Bank

Halifax has reduced rates across its residential purchase, remortgage and product transfer rates by up to 0.22%.

Home mover and first-time buyer rates have reduced by up to 0.15% on selected products.

A two-year fixed rate has reduced by 15bps to 4.46% at 60% LTV, while a five-year fix is down by 12bps to 4.06%, both with a £999 fee.

Selected remortgage rates with a £999 fee have decreased by up to 0.22%.

Two-year fixed rates at 60% and 80% LTV have decreased by 14bps, down to 4.67% and 5.32% respectively.

A three-year fix at 60% LTV has reduced to 4.52% and a three-year fix at 90% LTV is down by 22bps to 5.59%.

A five-year fixed rate remortgage product at 75% LTV has reduced by 17bps to 4.43%.

In addition, selected product transfer and further advance products have reduced by up to 0.17%.

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