Halifax cuts remortgage and product transfer rates by up to 0.31%

Higher-LTV fixed rates have seen the largest reductions.

Related topics:  Mortgages,  Halifax
Rozi Jones | Editor, Financial Reporter
7th March 2025
Halifax Bank

Halifax has reduced rates across its remortgage, product transfer and further advance products by up to 0.31%, with many of the larger cuts to higher-LTV fixed rates.

In the lender's remortgage range, a 1.5-year fixed rate has reduced to 4.13% at 60% LTV with a £1,499 fee.

Two-year fixed rates have reduced by 24bps at 85% LTV, now starting from 4.81% with a £999 fee and 5.27% fee-free, while 90% LTV rates are down by 21bps to 5.22% with a £999 fee and 5.68% fee-free.

Three-year fixed rate remortgage products have been trimmed by 10bps between 75-90% LTV.

The largest five-year fixed rate reduction is to a fee-free 90% LTV product, down by 0.31% to 4.89%. Its fee-paying counterpart has reduced by 25bps to 4.66%.

85% LTV five-year fixes are down by up to 0.20%, now starting from 4.47% with a £999 fee and 4.70% with no fee.

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