Barclays launches six new sub-4% mortgage rates

Barclays has introduced sub-4% two-year fixed rates at 75% LTV.

Related topics:  Barclays,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
29th April 2025
Barclays

Barclays has announced rate reductions of up to 0.33% across its residential purchase, remortgage and existing customer ranges.

After introducing a sub-4% mortgage product last month, Barclays has now introduced an additional six products under 4%, including for existing mortgage customers. 

In its residential purchase range, a Premier two-year fixed rate at 60% LTV is reducing from 3.98% to 3.91%, while a standard two-year fix is down from 3.99% to 3.92%.

Barclays has also introduced sub-4% two-year fixed rates at 75% LTV, starting from 3.98% for a Premier product and 3.99% for a standard product with an £899 fee.

In its five-year range, 60% LTV rates have reduced from 3.98% to 3.92% for the Premier product and from 3.99% to 3.93% for the standard rate.

Barclays has also reduced Green Home two and five-year fixed rates, including its sub-4% five-year fix at 60% LTV, down from 3.89% to 3.83%.

For remortgage, the largest reduction of 0.33% applies to a two-year fix at 75% LTV, down from 4.52% to 4.19% with a £999 fee.

The bank has also introduced new sub-4% two and five-year fixed rate remortgage products at 60% LTV, starting from 3.95%.

Across its existing customer 'Reward' range two and five-year fixed rates at 60% LTV have reduced to 3.95%, alongside other reductions across its two, five and 10-year fixed rates up to 85% LTV.

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