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The specialist lender has appointed new regional and telephone account managers.

The changes apply to  first and second charge variable rate mortgages, buy-to-let variable, and bridging products.

The change expands the lender’s criteria to meet a wider range of borrowing scenarios.

Every FRA winner is decided entirely by a broker vote, representing the views of Financial Reporter’s 21,000+ intermediary readership.

The changes apply to buy-to-let, commercial term, first and second charge mortgage, and consumer buy-to-let products.

Dual representation in Scotland applies to unregulated loans up to £500,000 secured against residential property.

The specialist lender will reduce rates by up to 1.50% for expats and foreign nationals.

Regulated bridging loans are now available from 0.70%.

Andy has held previous board roles at Tesco Bank, Sky and JD Sports.